WORKERS'
COMPENSATION WATCH
Make Sure Your Rights are Protected
Workers'
compensation reform has gradually reduced Pennsylvania workers'
right to benefits and increased the need for the worker to be
informed about his rights under the Workers' Compensation Act.
With the original passage of workers' compensation laws in 1915,
workers were required to give up their right to sue their employer
for pain and suffering from injuries caused by the employer. In
return, employers were required to pay medical bills and two thirds
of lost wages irrespective of whether the employer or the employee
caused the injury.
Significant amendments limiting workers' rights began in 1972.
The legislature passed regulations in 1972 that restricted workers'
ability to appeal referees' decisions by changing the scope of
review on appeal. With the amendments, a denial of a claim could
not be reversed even where most of the facts supported a claim
for benefits as long as some evidence, however minute, supported
a dismissal of the claim.
In 1993, the legislature limited a worker's ability to treat with
the workers' treating physician. The changes permitted an employer
to request a review by a physician appointed and paid by the insurance
company who was empowered to prohibit ongoing treatment. In 1994,
hearing loss claims were eliminated in the situation where the
worker did not learn that the hearing loss was work related until
three years after the last day of employment with the hazardous
noise.
Most recently, the legislature enacted the most dramatic of workers'
compensation reform, Act 57 in 1996. The most damaging affect
of Act 57 limited even severe, totally disabling and permanent
injuries to ten years of wage loss benefits, and enabled insurance
companies to suspend or reduce benefits based upon available employment
in the local job market. Before Act 57, wage loss benefits could
last indefinitely, and employers were required to provide actual
employment before reducing payment of wage loss benefits.
These changes in workers' compensation law have increased the
need for injured workers' to gain a basic understanding of the
Workers' Compensation Act to protect rights which have been gradually
decreasing since the original enactment of the Workers' Compensation
Act. Upon sustaining an injury, it is strongly recommended that
a worker seek consultation with an attorney who concentrates his
practice in workers' compensation law and is familiar with the
changes in the law and its affect on the working community.
G. Lawrence DeMarco
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